I met with Z over a year ago to discuss my financial options. He gave me his honest advice without sugar-coating anything. He made sure I understood the consequences that came with each decision and was always quick to respond to my emails and phone calls. I made the (very) hard decision to file b...ankruptcy and he made sure that I understood everything about my case. It was easy for me to trust him and his advice. I greatly appreciated his insanely quick responses to my questions. It was refreshing to be able to talk to someone that wasn't trying to sell you on something - he was candid, professional, and helpful.

If you're overwhelmed by debt, and stressing over your financial situation, then I highly recommend you schedule a free consultation with Zeshan Usman. He will quickly run the numbers and let you know if a debt consolidation, chapter 7, or chapter 13 is the right option for you. Bankruptcy can se...em like a daunting option, but Z demystifies all of it for you and makes sure that your paperwork is completely in order. At our Meeting With The Creditors, which occurs 4-5 weeks after you file, two of the four couples ahead of us had to reschedule their meeting because the trustee noticed a piece of information was missing in their documentation (these couples had attorneys). We breezed through our meeting in about 2-3 minutes because Z had us so well prepared and the paperwork and documentation were all complete. As other reviewers have noted, he responds to emails almost immediately, even on weekends. You always communicate directly with him and not a paralegal or secretary. He attends the Meeting With The Creditors with you. You'll never be unsure what the next step is and won't be flailing on your own. Bankruptcy is one of those things that happens slowly then all at once. The circumstances leading up to bankruptcy are stressful and can take a toll on you mentally and physically, but you don't have to live under that weight anymore. Bankruptcy has given me and my husband the fresh start that we desperately needed. The only thing you'll regret if you hire Z is that you didn't do it sooner.