My wife and I did a bankruptcy with Mr. Usman in 2013. I had much fear and trepidation about doing a BK. In fact, I was an adult male crying because I wanted to do the "right thing" and pay my creditors, even though I was being sued by Discover 3 times. Z explained that I had little choice--if I d...id not follow through with the BK, I would likely have my wages garnished once Discover won all three lawsuits. We went through with the bankruptcy, re-affirmed by car loan through Ally, and had it discharged on Nov. 12, 2013. I feared my credit would be hurt for years, but less than 5 months later, I was approved for a new car loan through Ally at 4% on a 4 year old van. That is the kind of rate perfect credit borrowers receive. Now my credit score is pushing 700 just 1 and a half years after our discharge, and we are getting the fresh start that Z talked about, and our credit has improved dramatically. Any lawyer can do a BK, but Zeshan has the experience and expertise to make it go smoothly. He comes highly recommended. I will say that when we first walked in his office and saw a picture on his wall of him posing with Barack Obama, my wife and I wanted to leave immediately. But in spite of the photo, we stayed, and listened to him, and are glad we used him. Even though Zeshan and I probably do not vote for the same people, that would not stop me from using him again or recommending him to others with financial challenges. If you use him, and are like me, ignore the photos on his wall. Who he votes for has NO EFFECT on his skills as a SUPERB bankruptcy attorney. Everything Z said he would do, he did. His fee was very fair, and it was a small price to pay for getting $50,000 worth of debt wiped away to give us the fresh start we have today. I used to believe that BKs were for losers, but since this economy started tanking in 2008, and still has not recovered, many people who once thought like me and would have never filed for BK, now have immense financial challenges, and have no other way out. If that is you, I recommend that you use our bankruptcy laws to get your fresh start, and I recommend you use Zeshan Usman. You cannot go wrong with Z!