I went to Michael for help with my divorce. I didn't know what to expect at first, but he laid all the cards out on the table -- told me exactly what he needed from me and told me what to expect. He was pretty spot on about everything, and I definitely appreciate everything that he did for me during... that trying time.

Patience. When I think of the staff at the Law Offices of Michael Kuldiner, patience is what comes to mind. I wasn’t the easiest client to assist, simply because I am inquisitive to a fault and relentless unless I understand the how and why behind every action. I am a separated mother of fiv...e minor children, and I was bogged down with a great deal of debt. Individual debt I created, individual debt that I assumed to benefit my spouse, and joint debt—all of which I was left to carry on my own. My husband moved out, I was laid off, and five children looked to me to protect and care for them. I was drowning in debt and didn’t know where to turn until I saw a billboard on Bustleton Avenue in Northeast Philadelphia. “You Deserve a Fresh Start”, and I certainly did. In October of 2010, I contacted the Law Offices of Michael Kuldiner and immediately met an attorney for my free bankruptcy consultation. The different bankruptcy filings were explained to me—from business, to farmers, to individual and joint filings. After giving my spiel, I was told I was an ideal candidate for filing Chapter 7. The fee was discussed, and my heart sunk because I didn’t have the money. Lawyers get a bad rap. I have never known more compassionate and caring professionals than those at the Law Offices of Michael Kuldiner. They worked with me. So I didn’t fret for long. For nearly a year, my case was valued. Despite taking months to come up with the fee, and my request for them to hold off until my loan modification was approved, Natalie and Michael still engaged me regularly and advised me when I asked questions. And I had a lot of questions! I was given options for various Credit Counseling Agencies and learned a great deal about how not to get myself in such a terrible predicament again. All of their actions were prompt. Returned telephone calls, emails, and filings were completed without delay. Within 2 weeks from my Chapter 7 filing I had already heard back about my Creditors Hearing scheduled for early the following month. With each call and each visit, the fear I had began to dissipate. I knew that once the dust settled I would be in a better place in my life. I would be starting over, fresh. Thanks to Natalie and Michael, I didn’t just get my life back; I'm starting a completely new one.

I used Mr. Kuldiner in a legal matter and he was great. He was informative from the beginning and let me know the process and estimated time frame. He answered calls and emails promptly. When certain time frames were met, he let me know about the next steps. i never felt like i didn't know what w...as going to happen next. Even if things didn't go 100% my way, he let me know what could be done about the outcome.