From our first meeting with David's associate Roger Schumann, we were completely put at ease Roger explained all the steps in detail and explained their fee and created an easy schedule of payments for our bankruptcy which we paid while getting our paper work together with Heymi Ruano their great par...alegal. Over three months my wife and I meet with Roger,Heymi and David and successfully cleared our debits and got a great new beginning to our lives, and found a great attorney for any future needs. Thanks Roger, Heymi and David for all your help. The Sussman Family