After years of struggling with mounting credit card debt and the strain that making minimum payments was increasingly putting on my ability to enjoy even the most rudimentary standard of living, I finally contacted Mr. Pankin on the recommendation of a friend who was former client of his. From our fi...rst meeting it was clear that I could have spared myself years of considerable privation, worry, and the anxious scramble for additional freelance work that still wasn't enough to bail out my boat faster than it was sinking, if only I'd pursued bankruptcy sooner. The damage to my credit score and the loss of my credit cards is of little account next to the relief I felt the moment the process began and my credit card payments stopped. (And, anyway, I started receiving new credit card offers before I'd even received the official discharge letter.) Considering also how remarkably simple, painless, and no-nonsense the process culminating in a requisite, but decidedly anticlimactic, court appearance was ("all the hard work has already been done behind the scenes"), I can only regret not having done it sooner. The result has truly felt like a new lease on life. I'm very grateful for Mr. Pankin's services and cannot recommend him highly enough.

Everything was so smooth and easy from consultation to the end of the case with Mr. Pankin. He met with my husband and I personally for every appointment and explained all in detail. The whole experience was stress free thanks to Mr. Pankin and we have recommended his law firm to several of our frien...ds and family members.

I'm grateful for the chance to work with Mr Pankin. I feel I got a second chance to live a life without any stress because living paycheck by paycheck and having to think about that I didn't have a chance to save money because of the high interest rates, but after I was done with Mr Pankin I can fina...lly say I can save money and I'm at peace.