I have never regretted consulting a lawyer, and this is especially true of Jay. His knowledge of the shifting sands of student loan repayment is forensic. The icing on the cake is he is a compassionate human, dedicated to helping people out of the pit. I've met with him three times over the past 8 y...ears and it is always a pleasure. I you are having financial and/or student loan overwhelm, Jay shines a light in the dark places! I highly recommend him.

Jay was critical in helping me considerably to get onto the right path with managing my large student loan debt. I went from feeling overwhelmed to feeling like I could get things under control. Jay projected knowledge, confidence and a sense of compassion; attributes I found very comforting in my ...situation. He not only listened and answered all of my questions, but, offered solutions while teaching me about my legal rights.

Jay went over everything - including a lot of things I hadn't thought to ask, along with sound advice to avoid financial problems in the future. It was apparent he's seen many situations like mine and knows exactly how to proceed. I can't speak for the results because I'm a new client, but I feel muc...h more confident about my situation after consulting with Jay.