When I first received notification from LVNV that they were suing me, I was devastated and did not know where to turn. I was embarrassed and was afraid they would contact my employer. After many nights of no sleep, I googled “what to do if sued by debt collector” and I immediately found the inf...ormation John had posted on their website regarding what a debt collector can and cannot do. There is so much information there! I spoke with John on the phone and realized right away LVNV should not have sued me. After disputing the debt, LVNV had the suit against me dismissed. While this was good….it got GREAT when I talked with John again and he filed suit against LVNV. They should not have sued me in the first place and they should have removed it from my credit report. Because of John, I got a very nice settlement that was VERY unexpected! I not only feel great for having beat LVNV, I also hope that more people will contact John so he can fight back for you and teach these debt collectors to do their research before they jump! THANKS John!!!!!!!

A short while ago, I felt like I had the weight of the world on my shoulders. My husband had lost his job twice in the past few years, and our financial situation reflected that. Debtors and creditors alike were calling me night and day - with some threatening to sue. The last straw happened when ...a creditor decided to contact my manager at the office since I was not returning his calls. I got online and saw John's website, which offered a lot of helpful information for the situation that I was going through. After I made my appointment with John, I began to feel a little relief. The consultation was free. So, what could it hurt to meet with him and discuss my situation? I am SO glad that I made that appointment with John. In talking to me during that first meeting, John discovered that not one, but two collection agencies had used illegal practices to collect an alleged debt from me. During that first meeting, John made me feel very comfortable and just seemed like a really good guy trying to protect consumers. He was - and still is - very down to earth and very eager to help you. John filed a lawsuit on my behalf. The letters and phone calls immediately stopped, and within a few months, both companies ended up settling out of court. They knew that what they had done to me was illegal. John caught them at their game. Just yesterday, John handed me my settlement check from these two collection agencies. These people who were trying to get money from me ended up having to give me money because what they were doing was illegal. I would have never known this if I hadn't contacted John Watts. Throughout the entire process, John kept me updated and answered my emails and phone calls in a timely manner. He treated me more like a good friend than a client. Last night, it felt really great to be able to lay my head on my pillow wihthout worry. -No more worry or sick feelings in the pit of my stomach....just a sense of peace...Thank you John!

John is very personable. He made my husband and me feel like he actually does his job because he cares- it's not about the money. It's about taking on companies that get out of line! It's taking on companies that get away with nonsense and make your life more complicated than it has to be. John was m...indful of my health issues too. I just cant say enough good about John. I didnt even get this good of service with our family attorney of more than 17 years. If I needed John- he made his self avalible without delay. As for the durration of our case- that was excellent too! I was expecting this to drag out at least a year or better- not for us, it was just a matter of months.

We received a summons we knew was incorrect, but the credit agencies were not interested at all in reviewing our request. I reached out to John Watts and was immediately put at ease that there were options for us. He clearly explained our rights under the credit laws and listened to my concerns. ...He was diligent in filing our complaints and interceding for us with the credit company, and was able to correct the situation far above what we had hoped. He was so easy to understand and trustworthy. I would recommend him to anyone struggling with credit card companies - you need someone to help you with your rights as a consumer.