I would hire this law firm in a second, since they saved our house from foreclosure. A top notch no nonsense legal team that will help you fight the battle, but you must buy-in to the process. We almost waited too long to yell for help, so park your pride and reputation at the door, dive in and liste...n carefully to what they have to say. I have listed some important touch points below that will give you the best chance to work with them to win the battle that you are facing and overwhelmed with like we were. They don't guarantee results, but their track record speaks for it's self.. * These guys are really good. * Find help before it's too late * Ditch your pride.. take action.. * Hire Watts & Herring sooner than later * Do as they say.. follow the process * Don't procrastinate.. do it.. * They don't sugarcoat anything * You better be thick skinned.. * You are fighting for your survival.. * They will help you understand the rules that many lenders ignore and take unfair advantage of borrowers. * Most important.. Take Action!!! Thankfully our son found Watts & Herring on Google under AlabamaConsumer.com. They were terrific in helping us dodge a foreclosure bullet. Their people, process, intensity and guidance are terrific. Would recommend them all day long.

I had been contacted by a shady organization trying to scam me for money. I was scared because of the threats of criminal action. Once I met with Mr. Watts, he eased my worries, explained the law and how to "put the ball back into my court". I was so pleased with his professionalism and knowledg...e. Thank you Mr. Watts! You will definitely get my endorsement!!!!

I had consistent harassing phone calls from bottom dweller debt collectors for a very long time but just learned to deal with it until one threatened to sue me. I came across John's website (alabamaconsumer.com) which was full of articles on the subject matter that convinced me the law was actually o...n my side. I hired John to take my case and the process was flawless, kept me constantly updated on what was happening with the case and what I needed to do. He won my case and would highly recommend him to anyone with his area of expertise in debt collection law.

I contacted John in early 2013 when I was being sued by a junk debt buyer. I am an attorney and even I was confused, anxious and overwhelmed by the process; I could not imagine how terrifying this would be for the average consumer. John was patient, constantly kept me informed of case updates, and... always explained my options. John took the time to meet with me in his office and he explain to me, step by step, how the process worked and what we needed to do to defeat this junk debt buyer. I did exactly what John told me to do and we prevailed. He, never once, batted an eye over the 10,000 questions I asked him. John is extremely professional and an outstanding attorney. I would recommend him to any colleague, family member or friend. He is THAT good.

This was my very first time when I had to go to an attorney due to harassing and misinforming (softly said...) collection agency. I wish I would know someone like John Watts years earlier! I bet my and my family's credit credit would not be as damaged as it is now. Anyways, not only John backed of...f the wolves, but he also got a nice settlement. The process was pretty pleasant. . My advice for those who are in doubt: if in doubt, call John Watts. Here is why. We immigrated to USA about 15 years ago. A lot of scammers took advantage of us: opening lines of credit on our names, leases, credit cards. Then, collection agencies took advantage as well by knowing that we don't know laws. They were harassing us mostly for the debt we never took. Our phone was constantly ringing, They were constantly making us feel guilty, intimidated and emotionally upset. Looks like most people don't know laws and just suck it up. I learned that collection agencies are extremely manipulative and ruthless. They act like wolves towards people who don't know laws. But when you get someone like John Watts, they become scared like sheep. As I said, I wish I would know John earlier. I learned a lot just from having one case with him. And besides settlement, John gave me confidence when it comes to debt collectors.