I was really in a bind last year when I couldn’t pay my bills, and I had creditors calling me daily. I had no idea what to do when a friend explained to me that bankruptcy might be my best option. I started surfing the web for bankruptcy lawyers in Baltimore with no idea how I was going to come up wi...th the money to pay a lawyer. After meeting with Richard Hackerman, he calmed my nerves and explained the entire situation to me. I realized that declaring bankruptcy might be the best way to get my finances together and start over. We worked out a reasonable payment plan and he did everything he could to ensure that I would get my life back. I am forever grateful to Richard Hackerman for helping me through that incredibly tough time.