Michael made me feel very comfortable in the process of a business looking to potentially put my account into collections after he failed to provide the custom product I purchased from. It was after I disputed the charge on my credit card 28 weeks after purchase for an item that was supposed to be ma...de for me between 10-12 weeks from contract signing. Michael calmly provided great insight and has given me options if the business is to try and follow up.

I was a mess having to face this bankruptcy situation, I was in a very bad place in my life. I'm happy I found Michael Cibik's office. I immediately felt as ease after talking to Mr. Cibik about my situation. I had to work with Mr. Cibik's staff, Nancy Matteis and Mike Assad. They were extremely hel...pful, knowledgeable, passionate and considerate during the entirety of my bankruptcy process. They were there every step of the way, always responded timely and always remained professional and compassionate about my situation. Call Michael Cibik's office immediately if you find yourself in a similar situation, you won't regret it. Thank you Mr. Cibik, Nancy and Mike for your guidance, your compassion and your protection. You are all truly an amazing, dream team! - Shyrmaine Sin