Thank you Barbie Lieber for doing the impossible—settling my $105,000 Sallie Mae student loans so quickly and for a fraction of the amount allegedly owed. After completed a Masters Degree at a top university, I left with an education, a diploma, and, a massive student loan with Sallie Mae. The l...oan compiled with interest and fees over a number of years and just like anybody with student loans I felt burdened and this sense that it would never end. After University, I was a part of a start-up company that ultimately did not work out, in the meantime Sallie Mae dropped to the background as a priority, but what didn't were the interest and fees. After a few years of ignoring the loan, a lawsuit was filed and a judgment obtained against me, while it may have seemed inevitable, it still felt like a shock. Now with me trying to pursue a different career path, the loan felt like an even greater source of stress, only now it was represented by a legal team. I Interviewed a bunch of debt settlement lawyers in New York to defend me who said it was impossible to settle with Sallie Mae/SLM Private Credit Student Trust and its successors , at least not in any significant way. Moreover the advice was given convincingly and unequivocally, especially given that a judgment for over $105,000 had already been obtained by Sallie Mae against me. But things changed when I called debt settlement lawyer, Barbie Lieber, for the first time, I heard Barbie ‘s enthusiasm and eagerness to help me. I felt calm and like I might just have a chance at doing something here. Within a very short time of retaining her, Barbie was able to move to vacate the judgment and settle the amount owed for a small fraction of what was owed-only $15,000!! Her attitude was relentless. I never in a million years imagined she’d be able to settle for as low as she did. ... that was a different kind of shock for me. Barbie Lieber always kept me abreast of her strategy. She responded to calls and emails immediately. I felt that she kept me in the loop and I was a part of a team. Dealing with loans as long as I had, you always feel on the back foot; but, with Barbie Lieber I felt a shift in the balance, all of a sudden a sense they are outmatched. At the end she negotiated the settlement agreement to protect me. Unknown to me, it is astounding how tricky the terms of a settlement can be; it is not just getting to a final number; there is a further level of meticulous strategy needed to ensure your deal is solid and memorialized in writing so as to provide me with complete protection. I feel a lot of us get an unfair shake when it comes to student loans; you get the sense of a never-ending battle with the chips stacked against you that leads to a lifelong debt. If you want a chance at shifting the balance Barbie Lieber is the way to go. Now that this debt is settled, I am so relieved. Thank you Barbie.

Please read my review and choose Barbie Lieber as your bankruptcy attorney if you live in New York and want peace of mind! It will be a decision I guarantee you will never regret. I believe that the hardest decision to make when considering bankruptcy is choosing an attorney. The topic of filing ...for bankruptcy was on our minds for a very long time before we made the decision to proceed. We were overwhelmed by credit card debt collectors, the IRS and New York State, which were demanding that we pay around $3,000 per month (which was mostly for interest). We did not have the finances to come close to being able to pay that and we had reached the point of depleting all of our savings and possibly losing our home. We were struggling simply to pay for the needs of our 3 children. Our biggest fear was not choosing the right attorney. Several months before we found Barbie Lieber, we had scheduled an appointment with another attorney to discuss our financial situation and whether bankruptcy was the right decision. My husband and I left that meeting with no faith in this attorney or any clear information that bankruptcy was the best option for us. The information presented to us was just too general and rushed. Months later our situation had gotten worse. Our debt began to increase and we were struggling to pay our mortgage. Thankfully, I was able to find Barbie on Avvo. There were so many amazing reviews for her and I felt that she would come through for us too. It was evident from our first meeting that we found an attorney with a wealth of knowledge and experience in bankruptcy law. She outlined the bankruptcy process so clearly to us that we felt extremely comfortable in our decision in filing for bankruptcy and choosing her as our attorney. She explained to us how chapter 13 could benefit us, with interest stopping once we filed and having the payment based upon what we could actually afford per month. We felt like she made us partners in the bankruptcy by explaining things to us and making us a part of it. Barbie got to know us so well-she knew the needs of all of our particular family members, including the needs of one of my children who has special needs and the type and costs of his therapy. Getting to know us well and our particular needs and getting to understand our particular jobs and how our income varies, made her be able to represent us in the best possible way, ensuring that the monthly amount that we would pay under the plan would take into consideration our particular living expenses. Our chapter 13 plan has been approved by the Court!!!! Because of Barbie Lieber’s efforts, our chapter 13 plan was one of the only cases on the Judge’s calendar to have the chapter 13 plan approved by the court. The monthly payments under the plan are now based upon what we can actually afford—the monthly amount is now less than half of what the creditors were demanding from us. Now, we can pay our mortgage and won’t lose our home to foreclosure. And, we are thrilled that all of our taxes will be satisfied under the plan so that when we emerge from bankruptcy, we’ll owe nothing to the IRS or NYS. There has been a huge weight lifted off our shoulders. My family can now move forward without the stress of debt hanging over us. Barbie possesses so many amazing qualities both as an attorney but also as a person. As an attorney, she is brilliant, knowledgeable, fierce and strong. She will fight for you if she does not believe something is right. Barbie is also a caring person, who again takes the time to get to know her clients. She showed genuine concern for my family’s well-being during this whole process. I am so happy that I found Barbie Lieber’s name in Avvo when I was searching for bankruptcy attorneys in New York. Words cannot describe how grateful my husband and I are for everything that she has done for us. We strongly recommend her services

My 20's were a turbulent time and I made many bad decisions; one of those decisions was neglecting to pay my student loan. A $28,000 judgement was filed against me and my elderly mother, who co-signed the loan. Wage garnishment letters were being sent to my employer and I feared my bank account would... be frozen. Not knowing where to turn and unable to come up with the money to pay the judgement, I was finally desperate enough to confront the issue. I spoke with several lawyers who spoke fast and asked for large retainers up front. Not comfortable with the consultations I had received up to that point, I read the reviews for Barbie on this site and decided to give her a call. I was nervous and did not know what to expect but her personality and professionalism put me at ease. Rather than try to bedazzle me with legalese or stories of being golfing buddies with my creditors, she offered clear explanations and pragmatic solutions that worked within my current financial parameters. After discussing various options, Barbie was able to negotiate a settlement for less than one-third of what I owed and I was able to save up and borrow enough to pay the settlement. I can not describe the sense of relief that I felt when I sent the final payment or imagine trying to settle this debt without a lawyer as adept as her. I am now on the way to financial "recovery" am grateful to Barbie for her help. To anyone reading this who feels like there's no way out from underneath the burden of their debt, pick up the phone and give yourself a chance. The problem won't go away on its own and you don't have to face it alone. Finding a good lawyer that will fight for you is a great first step and Barbie is an exceptional candidate. Give her a call.

After receiving a notice of garnishment, I realized that I had to do something. I saw an Avvo commercial and posted my situation. Five attorneys responded within 15 minutes. Once I read Barbie Lieber’s response, I was sold. She spent over an hour on the phone with me and I felt very comfortable. ... I was drowning in debt and paying over $2,000 per month in credit card debt. I couldn’t put aside my quarterly taxes, therefore, sinking me further in debt. Barbie advised me to file ASAP and thank GOD I did. Two days later my bank account was frozen. However, since I filed before hand they had to release my funds. Now I’m in a chapter 13 plan for at least 60 percent LESS than what creditors were demanding. Until the bankruptcy, I risked falling behind on my mortgage, etc. Barbie Lieber surpassed my expectations and saved my family and me from financial ruin. I would highly refer her to anyone in need.

Picked from scanning possibilities on the internet for a solution to my debt problem, I chose to call Barbie Lieber. I have had matters with many attorneys, for very specific matters, over my lifetime. I have never been as satisfied by the attention to detail given to my problem, as I have been with ...by Barbie Lieber filing under chapter 7 on my behalf. To others out there with a similar problem: First phone call with Ms. Lieber; all of the details to questions as to wheter you are a client deserving of a fresh start, or not, start here. Then I was told what I was expected to do in supplying up-to-date, honest, and accurate information for her to work with. Organize it! And when you do, and she receives it, it will be dealt with ASAP. Don't compare her reasonable fees with anybody else. This is old school: If you do your job as a good client, all calls and emails are returned promptly. Ms. Lieber personally, not someone that represents her, is there with you in court...on one of the most humbling days that you will ever have. Work with a real attorney, be a good client; accept no substitutes.