Starting with the receptionist, I felt very comfortable walking into the office of Andres Mejer.I was greeted with a smile and politeness. My first meeting with Andres was such a relief. I was very nervous about the possibility of losing my house to the bank. I was unemployed for about a year due to ...illness and was 8 months behind on my mortgage. Andres took the time to explain all the possibilities and potential outcomes and made it very clear that my situation is not as bad as I was led to believe by my bank. It took about 2 months to resolve the issue completely. Andres contacted my bank and negotiated a loan modification that reduced my monthly payments from $3,400/month to $1,738/month. I became current on my mortgage and on top of that Andres managed to reduce my interest rate to 2% for 5 years, 3% for the next 5 years and fixed 4% for the remaining of the life of the loan. I am so impressed with Andres and his negotiations skills, he nailed it to perfection. God bless you Andres Mejer, if it wasn't for you I probably would have lost my house and my marriage. Thanks to your diligent work my daughter didn't have to suffer the scars associated with losing the security and place she calls home. Andres is a very caring, thoughtful person and a lawyer that really knows his stuff. Highly recommended.