To be honest, I was a little skeptical when I went into my appointment, doubtful of what could be done in 30 minutes. I had gone into the appointment with a defeatists attitude after a year and a half of student loans that consumed so much of my income. Josh was able to do his thing with the numbers ...and calculations and significantly reduce my monthly payments. He was thorough in his explanations and painted a clear picture of what the process would look like in the short term and the long term. His sense of humor was much appreciated as well, I left the consultation with a new sense of hope and financial freedom. I highly recommend!

It was a divine intervention when I called my consumer attorneyin Houston, Texas and asked for help. That's when she told me about Joshua Cohen and his expertise in student loan law. She was very positive about Joshua after attending one of his workshops for lawyers wanting to learn student loan law.... Joshua was very easy to talk too. He has a very appropriate, topic related sense of humor which put me at ease. With clarity he explained why I was not able to find a "friendly resolution" to my defaulted loan until after 2009. And the best part of consulting with Joshua Cohen was his action steps for resolving my defaulted loan and his calming demeanor. There is another best, and that is having the support and trust of knowing that Joshua is there with kindness and help any time I need his expertise by email or phone. I feel less stress and anxiety and most of all HOPE that within a few months my loan will no longer be in default and I will be on track again. I am blessed to have found Joshua Cohen. Thank you and I wish you many blessings.

I have been under default for years and have been sitting with this heavy weight on my shoulders. I have kicked the can down the road for too long dreading to find out what to do. After speaking with Joshua and hearing my options, I know that I will sleep much better. We have a great plan to get o...ut of default and end my student loan debacle. He explained everything in simple terms but also went into extreme detail and explained various hypothetical scenarios I asked about. If you asked me to describe my consultation using one word, I would be outstanding. Thank you Joshua. This guy knows his stuff. I did much research on student loans attorneys, and he is the most qualified person in the country.