Although I'd done my homework on our student loan situation, I had on more than one occasion, gotten conflicting or erroneous information from our student loan servicers. It was worth the consultation fee knowing what we could and couldn't do with our loans and what we could expect for the future, s...pecifically after retirement.

I found Joshua through an online search for loan forgiveness lawyers. I have $170,000 in total outstanding student loan debt and it's been a real source of stress and anxiety in my life. I specifically wanted to know how much of my income I could expect to outlay on incoming federal student loan paym...ents during my first year filing taxes with a decent yearly salary. I wanted to know what my options were and what I could expect. After sending Joshua all of my National Student Loan Data we arranged to have a consultation the following week. He got a brief rundown of my current income and was able to quickly come back to me with a payment figure and plan of action that was way less frightening than I thought it would be. He was really clear about what could and couldn't be done in terms of negotiating with loan providers and gave really thorough advice on what to consider - even for the plan that worked best for me. I might have wanted to know how he arrived at that number and whether or not I could have gotten an even more amenable figure. In a perfect world, I also would have better details from my conversations with my private student loan providers and would have wanted a plan of action on how to negotiate with them as well - but I understood that my options were limited when it came to private loan providers. In the end though, all of that is splitting very fine hairs when considering that I came away from our conversation with a much better understanding of what to expect and that I wouldn't have to give my first-born child to Sallie Mae - a sense of peace I wouldn't have had were it not for Joshua's counsel. He was even gracious enough to let me know to reach out to him in case things changed with my marital status to see if I could get the number re-adjusted in that case. And I had never had someone run through the 25-year timeline for Public Loan forgiveness with me before either. All in all, he was a very knowledgeable and reassuring legal professional for a process that completely eludes me. I couldn't recommend him enough to anyone interested in his services.

I needed help with understanding my position in regards to a student loan from some years prior. I found Attorney Cohen in a Google search. Am I glad I did! I agreed to a 30 minute phone consult with him. The cost was was well worth it! During that 30 minute session Attorney Cohen answered all m...y questions, calmed my nerves (at this point in time I am looking to retire in 6 months.) and set me on a path to a smooth retirement transition. If you are looking for a knowledgeable attorney, especially in the area of Student Loans, I do recommend calling Attorney Cohen!

I enjoyed consulting with Mr. Cohen, not only is he a caring person, but he is extremely knowledgeable about the subject matter. I found this to be very helpful because I have contacted several attorneys who could not help me because they did not know how. To have any attorney avail himself of such... knowledge is a great service to borrowers, especially as it relates to student loan repayment since it is such a challenge for most of us and the information is not forthcoming. For some reason, the information needed to make an informed decision about your rights as a borrower is withheld by the servicers. Thank you Mr. Cohen, I could sleep last night without worrying about a student loan servicer ruining my life as I approach retirement. I am truly very grateful for your assistance and would not hesitate to recommend you.