I was very excited to find a lawyer that specialized in student loan issues. I have a sizeable six-figure balance and have been stressing for years about how to get it under control. Mr. Cohen is very knowledgeable and told me what my monthly repayment amount should be, that I do qualify for IDR ...and that I should be able to qualify for a home loan. Over the past decade, I've been told my student loan balance (precisely the debt-to-income ratio amount) was too high to afford a home. He explained how it should work with a mortgage company. He also explained all of the new rules that will be in place to help me lower payment and the amount of time I'll have to pay. In just 30 minutes, he's given me much relief and a lot of hope that I'll get on track with payments. HIGHLY RECOMMEND!

My meeting with Mr. Cohen was beyond expectation. His office was very prompt in responding to my request for a consultation. Mr. Cohen was prepared for the meeting and extremely knowledgeable. Navigating student loan information is often confusing and overwhelming. Mr. Cohen was able to simplify ...complex information and allow me to see the big picture and my options. The consultation gave me direction and decreased my anxiety about the stressful situation. I was able to leave with a specific plan. Should you find yourself needing guidance regarding complicated student loan issues, I would definitely encourage you to seek a consultation from Mr. Cohen...worth the fee to speak with someone who does this every day! I am certain that I will save a great amount of money in the long run as a result of my meeting with Mr. Cohen!

Mr. Cohen was an excellent resource to clear up all the confusion regarding PSLF. Not only did he explain everything, he also informed me of other programs that I qualify for. After getting conflicting information from the various companies and organizations the investment I made with Joshua was we...ll worth it.

Clear, concise, practiced, encouraging. These are just some of the words I would use for my consult with Josh. Absolutely put my mind at ease and quickly steered me in the right direction. I've chatted with a number of various professionals related to this and not one was as knowledgeable as Josh. 10... stars!