Before talking with Joshua, I was in a sea of confusion about my student loan debt, and was confused on terminology and the various companies saying I owed them. After talking with him, I have a better a clearer perspective on what to do moving forward. It was great to talk with him, highly recommend...ed.

I spoke with Jonathan over the phone after weeks of research and was resigned to having him help me negotiate a large settlement. Instead he helped me understand a better consolidation option that I didn’t know was possible and saved me thousands of dollars! Hiring him was the best decision I ever ma...de!!

Being the victim of a couple of scams, I was leery of this process. However, visiting so honestly with Josh and seeing all the follow up emails, my concerns have been put to rest. Considering the student loan dilemma I'm in, I feel Joshua is totally on my side and know what it takes to get through th...is challenge. It's unfortunate we can't get immediate results, but knowing I have hope for my future makes my present a lot less stressful.

Mr. Cohen provided me with the clarity I needed to develop a strategy for handling my student loan obligations. It is always a pleasure to work with someone who is an absolute expert in their field. Mr. Cohen is exactly that and I highly recommend consulting with him for anyone who is looking for a... complete analysis of their student loan situation.

We had no idea how little we knew regarding student loan repayment-ramnifications/options until we spoke to Josh. We found him to be patient, honest and extremely knowledgeable. Highly recommend anyone with these repayment issues to seek his counsel and arm yourself with the information needed to sta...rt making the right decisions for your future.