From the first moment of our consultation, Joshua Cohen put us at ease. We were at a high level of anxiety and feeling completely overwhelmed when we decided to call Joshua. so far its the best thing we've done to help get us out from under this cloud of student debt. We look forward and putting th...is behind us with his capable guidance.

I have been struggling for YEARS with an old student loan debt. I recently received a Federal offset letter and threats of wage garnishment. I had to face this student loan debt or the collectors were going to ruin my life. Out of desperation, I called Josh Cohen and it changed my life. He explained ...the process to get out of default and worked on the forms with me. He was non judgmental and kind. I now have a payment I can afford. Don;t let your student loans ruin your life. Call him before it is too late. You will be happy you did!

Very professional and informative. The consultation I received was extremely informative and I am very grateful that he set me at ease regarding issues which have been plaguing me for years. I retained his services so he may assist me in implementing the actions which need to be taken in my situatio...n. Mr. Cohen has my highest recommendation.

In the first half hour of paid consultation I presented complex details of a student loan issue that had muddled and grown unresolved for 18 years. Josh immediately zeroed in on the essentials and saw a path to positive resolution -- better than I imagined. Josh has given me hope; I am impressed with... his quick mind and empathetic manner.

I had a consultation with Mr. Cohen to review my student loans, which were originally incurred in professional school (much) more than a decade ago. The picture was somewhat complicated due to several iterations of consolidation over the years. Nonetheless, Josh's explanations were clear and inform...ative, and he was patient and kind with my all my questions. This consultation was in part a reality check, where several misconceptions I had about my servicer, timing of repayment, etc. were cleared up. Big relief just to know the facts. I also learned a lot about options and choices I was previously unaware of. Brought peace of mind and practical help. Highly recommended!