I had my consultation with Josh this morning regarding how to handle my student loan debt. It’s a relief to talk to someone knowledgeable in this part of the law. I had always felt like I was trapped under my debt with no way out but then I found out about Josh and how he could help. He gave me solid... advice on what my options are for the situation and how to proceed. Knowing what I need to do and what to expect as this continues has reduced my anxiety.

Contacting Josh about my student loan situation was the best thing I could have done! I met with a lawyer who told me Josh was the best person for the job and that statement could not be more correct! When Josh and I first spoke he immediately made me feel at ease, like I was in control of my situati...on but most importantly that there were options for me. up until this point I had my back to the wall with a white flag in the air. After our 30 minute phone call he had answered my questions and reassured me that the odds were in my favor. I even told Josh at the end of the call that prior to our conversation I had a massive lump in my throat and anxiety through the roof of what lies ahead for me, but that talking to him immediately relieved my stress and made me feel like I have control again!

I have been struggling for YEARS with an old student loan debt. I recently received a Federal offset letter and threats of wage garnishment. I had to face this student loan debt or the collectors were going to ruin my life. Out of desperation, I called Josh Cohen and it changed my life. He explained ...the process to get out of default and worked on the forms with me. He was non judgmental and kind. I now have a payment I can afford. Don;t let your student loans ruin your life. Call him before it is too late. You will be happy you did!