In the first half hour of paid consultation I presented complex details of a student loan issue that had muddled and grown unresolved for 18 years. Josh immediately zeroed in on the essentials and saw a path to positive resolution -- better than I imagined. Josh has given me hope; I am impressed with... his quick mind and empathetic manner.

Mr. Cohen was very knowledgeable and gave us insight into how we could resolve our daughter-in-law's student loan crisis. She was in default and she was getting calls from a deft collector. We now have a plan that will help my son and his wife move forward with their lives. We definitely could not h...ave done this without his help and expertise.

I was very hesitant at first because I only had online access., but this attorney is the real deal. This attorney is really a student loan expert. He gets straight to the point and offers options for your debt that you could not even imagined before calling him. Another thing I think is outstanding ...is he does not take your money and run. The communication line was always open with him. He is very understanding and supportive (no matter how unorganized you are -LOL). He doesn't judge and is there to help people with student loan debt. To be honest, I had talked to a couple of other SL lawyers about my debt and they were uninformed and only after the money. I highly recommend Josh.

I found Attorney Cohen to be highly competent and experienced with a strong motivating intention to represent his client's best interest. The anatomy of the experience was as follows: 1. Assessment He conducts a financial assessment based on loan debt, as well as a personal assessment by asking di...rect questions and listening to you. He then understands your thought process and financial goals and fitness/ability. 2. Customized Plan He develops a customized, holistic plan that addresses each component of your overall loan burden. This plan takes into account short term and long term financial debt demands as well as the client's financial status and goals. He may offer several options to consider, and as an expert, he does let you know which way he may approach the situation and why. He preserves a sense of autonomy for the client by doing this, as well as providing valuable education. 3. Education Not all who are technically proficient are excellent teachers. Attorney Cohen is truly an educator, however, and I feel this is what makes him exceptional. After speaking to him, I had a much more intuitive understanding of the relevant repayment options that I could utilize now and in the future. The difference between consulting with an attorney and speaking to loan counselors or specialists is the attorney's ability to break down complex, dynamic situations and rebuild them in the most fiscally responsible way for the client that is also legally sound. It is not enough to have knowledge of student loans, one must know how to apply it. He may also provide some legal counsel which a non-legal expert simply would not know, which could be invaluable depending on your situation. Ultimately, I left the consultation feeling confident and in control of my financial health. I am grateful for Attorney Cohen’s truly expert service.