I contacted Josh based on a random list of "10 best student loan lawyers" I found somewhere on the internet. It was the best thing I could have done, and by far, the best two hundred bucks I could have spent. I'm 58 now (eek!) and I've had student loan debt hanging over me sooo long, always continuin...g to mount up because of the interest that keeps piling up through forbearances and deferments and everything else. I had no hope of ever paying it off or getting it forgiven. I was resigned to paying some percent of my income toward it for the rest of my life. It was this horrible guilty secret I carried everywhere. It was only because I was worried that my social security would be taken away when I turn 65, or that if I inherited money it would be taken and applied to the debt, that I finally contacted Josh . He told me that the entire (truly gargantuan!) sum would be forgiven, tax free, if I consolidated my loans--something to do with them going back so many years! I sat in a chair shaking and weeping tears of joy. I still feel dazed, light and freer than I have in years. I know that not everybody's case will end in this same level of euphoria, but my interaction with Josh makes me certain that he is the most knowledgable, sympathetic, on-our-side, trustworthy lawyer you could have the good fortune to encounter in this area of practice--and that he will do anything legally possible to help with your debt.