I'm very pleased with the information and analysis provided by Josh. Its obvious Josh knows and is well versed in the Laws and practical application of same when it comes to Student Loans and Defaulted Student Loans. I have a number of defaulted student loans going back decades and up until very rec...ently, had been sticking my head in the sand as far as dealing with them. After consulting with Josh, I ended up agreeing to retain him (at a very reasonable fee) to help me go through the process of settlement. Its not over yet, and I still have some hoops to jump through, but I already feel like a HUGE burden has been lifted. Most important, I now have a real plan for dealing with decades old defaulted student loans and getting them paid off once and for all. I could not be happier with Josh's advice and service to date, and would highly recommend him to anyone that has significant defaulted Student Loans and needs expert help in dealing with them.

Mr. Cohen is great. I had defaulted on my federal student loans and he explained all the options to me. He was supportive and sympathetic and he understands how embarrassing it can be to default. He really helped bring clarity to my situation and I would most strongly recommend him to anyone who h...as questions or problems with student loans.

Joshua is the most knowledgeable individual I have worked with regarding student loans and how to navigate the minefields and regulations that have caused me many sleepless nights and much stress. The information, explanation, and options of my situation was clear and to the point. The one-on-one con...versation with Joshua was an extremely important part of the analysis, and allowed for the sharing of information to address my current specific pain points. I spoke with Joshua two years ago to deal with how to plan for my situation then; and engaged him again to seek advice and guidance for my current situation going forward. The input was extremely helpful; and actually provided some relief of the stress I've been dealing with trying to figure out how to deal with future repayment issues. Working with Joshua will be the best money you could spend to do proper planning and relieve stress due to the unknowns!