Before getting in contact with Joshua, my student loan debt was snowballing like an avalanche that I felt buried under and saw now way out. Despite being told that after graduating college, I would be easily making a 6 figure salary so could quickly repay my student loans within a couple years, this ...was NOT true! After graduating I was able to get mediocre jobs with equally mediocre and inconsistent pay. While I still managed to pay off $7K of the loan after 4 years of diligently paying, my loan interest quadrupled the initial student loan and I had no reasonable way of paying it off. Here I am 20 years later buried in student loan debt with no limit interest rates. It wasn't until this year I found a job with consistent income and was prepared to find a game plan after the Holidays. But the greedy student loan debt mongers had other plans for me because on Christmas Eve I found out that my wages had been garnished which completely ruined my Christmas and left me feeling defeated and demoralized. After a couple days of sleeping all day, I decided I had to wake up and do something for my daughter's sake so I consulted a local attorney who referred me to the best student loan lawyer in the Universe, Joshua Cohen. After speaking to Joshua, a lot of stress was relieved and I feel like I was Charles Atlas on top of the World because a huge weight had been lifted off of my shoulders. Joshua Cohen acted like a professional the entire phone call, he was respectful, had a pleasant demeanor and was non-judgmental. More importantly, he didn't just offer one solution, he offered many all within my realistic and low budget. He was the opposite of the greedy student loan Grinch who stole my Christmas, he was honorable, trustworthy and understood my livable means who did not try to extort nor take advantage of me financially because of the un-pleasant and dire situation I was in. From start to finish he was an All Star Pro, all the way!

My situation was extremely complicated. I had tried to get help several times from other lawyers who claimed to focus on student loan debt. None of them could give me answers; most of them didn't even understand the questions. Joshua understood my situation immediately. He gave me clear and detai...led advice and suggestions. After consulting him, I had a good night's sleep for the first time in years. I cannot recommend Joshua strongly enough. He is the only lawyer I’ve found that should be able to accurately call himself or herself a specialist in student loan debt. In addition, though people don’t normally say this about lawyers, he had a great legal bedside manner. You get a strong sense that he is truly a dedicated advocate. I will definitely hire him to handle my case.

Joshua Cohen provided guidance for student loan debt in default. His expertise was immediately apparent. I had spoken to several other attorneys and he was far and away the most well versed in the topic. His understanding of the options combined with the clear and straight forward way he explained... the recommended path forward made what could have been a very stressful situation a very positive experience. I will be hiring him.