I am so so so so happy we set up a consultation with Joshua. My partner and I have been agonizing for years about what to do regarding his student loans and candidly, have received pretty poor advice from previous lawyers we've contacted. Joshua gave us a variety of options and recommendations for bo...th his public and private loans and a timeline against which we could work for both. Although we haven't hired him for anything just yet, its entirely possible that we will and feel extremely comfortable knowing that we'd be working with perhaps the only true legal expert on student loans out there. My only hope is that Joshua could be cloned - more people need his expert advice on this topic, which affects so many individuals in this country.

Attorney Cohen helped me differentiate between private (which the SOL has run in my state) and defaulted federal student loans. His advice to me lifted a great weight off my shoulders with a precise "to do" list of how to consolidate my loans and get out of default. A 5 star rating! A "beacon of l...ight for me during a very dark time." I highly recommend consulting Mr. Cohen for any and all student loan issues.

I received Joshua's contact information as a referral after I had contacted a number of other attorneys billing themselves as "student loan lawyers." I'm an attorney myself, and I knew that the particulars of my situation made me a non-traditional client who would require some out-of-the-box thinkin...g to represent. Of all the attorneys I consulted with, only Joshua could offer that, along with a concrete game plan to achieve the results that I'm seeking. Simply put, the man knows his stuff. I heartily recommend him.

My private student loans occupied over 35% of my income and had me fearful of marriage and having children. I help the homeless on Sundays and know all too well how debt can put someone on the street. Not only was every question answered, but no matter how scary the "worst case scenario" was, J...oshua had a very simple solution with choices I could make as plan B, C, D and so on. I'm surprised to learn that I actually have options beyond default or full payments (that I can't afford) and that on the road to clearing my debt, there are many side streets I can take as I approach them - all of which are FAR BETTER options than my current situation. Other than never accepting private student loans, my only wish is that I had come to Joshua before my bankruptcy and even years prior to that desperate state. I wouldn't recommend anyone else.