I had a lot of questions about my student loans and felt that my medical condition plus finances made it tricky to navigate. I have been doing pretty good so far but really hit a wall lately and online advice seemed all over the place. This call really saved me from doing anything rash or stupid. It ...has literally saved me thousands (probably more) dollars. Highly recommend. My only criticism is my online form didn't arrive when it was said it would and I had emailed and did not get a personal response about this. It made me nervous this was an internet scam. Luckily it was not. But that is really my only criticism.

I found Joshua to be very knowledgeable about the process of managing student loans, paying student loan debts, and the rights of borrowers. He reduced my overall stress by articulating in a concise manner what would be best for my situation. With his consultation, I was able to overcome the confusio...n associated with dealing with collections, student loan providers and the US Department of Ed. I highly recommend his services to anyone who needs pragmatic counsel from a reliable source.

I had a consultation with Mr. Cohen to review my student loans, which were originally incurred in professional school (much) more than a decade ago. The picture was somewhat complicated due to several iterations of consolidation over the years. Nonetheless, Josh's explanations were clear and inform...ative, and he was patient and kind with my all my questions. This consultation was in part a reality check, where several misconceptions I had about my servicer, timing of repayment, etc. were cleared up. Big relief just to know the facts. I also learned a lot about options and choices I was previously unaware of. Brought peace of mind and practical help. Highly recommended!

I was very satisfied with the quality of the consultation by Mr. Cohen regarding my student loan dept. Because of all the (legal) information he was able to provide, I am feeling less overwhelmed and worried now. Unfortunately, the fee for the 30 minute consultation is a little high, but I am glad th...at I had the money and that I invested it to get a "peace of mind". I do recommend scheduling a consultation with Mr. Cohen, when you are unclear and unsure about different questions/issues you might have in regards to your student loans. It is worth the money. He explained the legal side in regards to my situation in plain and understandable English. When I had a question, Mr. Cohen would listen and provide a concrete answer. He also asked me at the very beginning of the call, if I wanted him to record the conversation so that way I would not have to take notes. I recommend taking advantage of that as you are more able to focus on the conversation and all information he will give you. (And you always have the option of going back to the recording in case you forgot important details/advice.) I would schedule a consultation with Mr. Cohen again, if my situation would require me to do so.