I had a consultation with Mr. Cohen to review my student loans, which were originally incurred in professional school (much) more than a decade ago. The picture was somewhat complicated due to several iterations of consolidation over the years. Nonetheless, Josh's explanations were clear and inform...ative, and he was patient and kind with my all my questions. This consultation was in part a reality check, where several misconceptions I had about my servicer, timing of repayment, etc. were cleared up. Big relief just to know the facts. I also learned a lot about options and choices I was previously unaware of. Brought peace of mind and practical help. Highly recommended!

After speaking with Mr. Cohen, I now understand the full range of options available to me in terms of repayment plans. I am a healthcare professional with federal student loans in excess of $400k, and had considered changing career paths, refinancing to private loans, and several other less than idea...l options. I am grateful for the careful explanation I received as to why none of these is necessary. I had done a lot of previous research, but found that there are a number of options the Department of Ed and federal loan servicers don't often fully explain. I also appreciate that Mr. Cohen offered to refer me to a trustworthy financial planner as a next step.

Attorney Cohen helped me differentiate between private (which the SOL has run in my state) and defaulted federal student loans. His advice to me lifted a great weight off my shoulders with a precise "to do" list of how to consolidate my loans and get out of default. A 5 star rating! A "beacon of l...ight for me during a very dark time." I highly recommend consulting Mr. Cohen for any and all student loan issues.

I received Joshua's contact information as a referral after I had contacted a number of other attorneys billing themselves as "student loan lawyers." I'm an attorney myself, and I knew that the particulars of my situation made me a non-traditional client who would require some out-of-the-box thinkin...g to represent. Of all the attorneys I consulted with, only Joshua could offer that, along with a concrete game plan to achieve the results that I'm seeking. Simply put, the man knows his stuff. I heartily recommend him.