My first consult with Mr. Cohen went better than I expected, he was very knowledgeable of my specific case which is not common, I had a scholarship that converted into loan and went into collection. He understood my concerns in trying to bring it to current with affordable payment and addressed it al...l. I appreciated that he called on time, was courteous and kind, he followed up with email right away and made plan for resolution.

I'm sooo grateful, to have found Joshua Cohen. I appreciate the way you explained, loan terminology. In a way that I could understand, and the fact that you listened. I feel a lot better now, two years of stress and calls from collection agencies. Took a very big toll on my emotional and physical h...ealth. Thank You Mr. Cohen for the solutions you have offered, to fix my problem.

I set up an appointment with Joshua because I was concerned that paying off my old student loan debt could affect my credit. He was very knowledgeable and even offered to review my offer from the debt holder once I received it. And he said to email him if things didnt go as expected. This is not what... I normally expect from attorneys. I expect them to "nickle and dime" me, but the wasn't like that. I felt much better after our consultation and he may have saved me about 1,800 which I would have paid to the debt holder if Joshua hadn't told me how much to offer. Definitely worth the peace of mind.

I'm very pleased with the information and analysis provided by Josh. Its obvious Josh knows and is well versed in the Laws and practical application of same when it comes to Student Loans and Defaulted Student Loans. I have a number of defaulted student loans going back decades and up until very rec...ently, had been sticking my head in the sand as far as dealing with them. After consulting with Josh, I ended up agreeing to retain him (at a very reasonable fee) to help me go through the process of settlement. Its not over yet, and I still have some hoops to jump through, but I already feel like a HUGE burden has been lifted. Most important, I now have a real plan for dealing with decades old defaulted student loans and getting them paid off once and for all. I could not be happier with Josh's advice and service to date, and would highly recommend him to anyone that has significant defaulted Student Loans and needs expert help in dealing with them.

Before getting in contact with Joshua, my student loan debt was snowballing like an avalanche that I felt buried under and saw now way out. Despite being told that after graduating college, I would be easily making a 6 figure salary so could quickly repay my student loans within a couple years, this ...was NOT true! After graduating I was able to get mediocre jobs with equally mediocre and inconsistent pay. While I still managed to pay off $7K of the loan after 4 years of diligently paying, my loan interest quadrupled the initial student loan and I had no reasonable way of paying it off. Here I am 20 years later buried in student loan debt with no limit interest rates. It wasn't until this year I found a job with consistent income and was prepared to find a game plan after the Holidays. But the greedy student loan debt mongers had other plans for me because on Christmas Eve I found out that my wages had been garnished which completely ruined my Christmas and left me feeling defeated and demoralized. After a couple days of sleeping all day, I decided I had to wake up and do something for my daughter's sake so I consulted a local attorney who referred me to the best student loan lawyer in the Universe, Joshua Cohen. After speaking to Joshua, a lot of stress was relieved and I feel like I was Charles Atlas on top of the World because a huge weight had been lifted off of my shoulders. Joshua Cohen acted like a professional the entire phone call, he was respectful, had a pleasant demeanor and was non-judgmental. More importantly, he didn't just offer one solution, he offered many all within my realistic and low budget. He was the opposite of the greedy student loan Grinch who stole my Christmas, he was honorable, trustworthy and understood my livable means who did not try to extort nor take advantage of me financially because of the un-pleasant and dire situation I was in. From start to finish he was an All Star Pro, all the way!