I'm very pleased with the information and analysis provided by Josh. Its obvious Josh knows and is well versed in the Laws and practical application of same when it comes to Student Loans and Defaulted Student Loans. I have a number of defaulted student loans going back decades and up until very rec...ently, had been sticking my head in the sand as far as dealing with them. After consulting with Josh, I ended up agreeing to retain him (at a very reasonable fee) to help me go through the process of settlement. Its not over yet, and I still have some hoops to jump through, but I already feel like a HUGE burden has been lifted. Most important, I now have a real plan for dealing with decades old defaulted student loans and getting them paid off once and for all. I could not be happier with Josh's advice and service to date, and would highly recommend him to anyone that has significant defaulted Student Loans and needs expert help in dealing with them.

Mr. Cohen is great. I had defaulted on my federal student loans and he explained all the options to me. He was supportive and sympathetic and he understands how embarrassing it can be to default. He really helped bring clarity to my situation and I would most strongly recommend him to anyone who h...as questions or problems with student loans.

I scheduled this 30 minute phone call several weeks in advance. I was so nervous because I am tired of struggling financially with this loan. And this was my last hope. These loans have taken over my life. I am 59 and can’t even think of retirement. I have parent plus loans and they fall under an inc...ome contingent payment plan which makes a higher monthly payment. Every time it’s due the payment is so high that it’s a struggle until my next paycheck . My interest has accrued so much that it’s impossible to pay the loan off. Attorney Cohen was well prepared, knowledgeable and professional as well as personable. He explained the situation and what the plan is and what to do to move forward so I can live a normal life. I am for that! I will hire him. Thank you again. The consultation alone is definitely worth the money.

The questions and information requested ahead of time by the firm were important, and enabled both Mr. Cohen and me to stay focused on what mattered most to me. This was my second time to consult with Mr. Cohen, and I left each consultation knowing exactly what steps I needed to take. After the prio...r consultation three years ago, I remember thinking, “I should have called sooner.” I felt that same way today after the second consultation. Mr. Cohen is an expert in his field, and worth every penny.