I highly recommend Mr. Cohen for anyone seeking guidance on their educational debt. His expertise in both private and federal student loans was evident throughout our consultation. He demonstrated a deep understanding of the complexities surrounding student loan issues and potential bankruptcy procee...dings. What stood out the most was his ability to explain complex legal concepts in a way that was easy to understand. He patiently walked me through the next steps regarding my student loans and clearly outlined how bankruptcy might impact my future financial situation. Mr. Cohen's professionalism was complemented by his kind and non-judgmental approach. He created a comfortable environment where I felt at ease discussing my financial concerns. I really appreciated the empathy and understanding that he exhibited as the whole student loan debt situation is something that has been causing me a great deal of stress for many years. Overall, Mr. Cohen help provide me with invaluable insights and a clear path forward. Whether you're struggling with student loan repayment or considering more drastic measures like bankruptcy, I strongly suggest consulting with him. His 30 minute phone consult was the best $250 I've ever spent.

As a parent co-signor on 5 of my daughter's private loans, Mr. Cohen laid out the good, the bad and the ugly and helped me understand the various options we had and how to navigate them when I thought we had no options! He was very honest, thorough, understanding and easy to talk to. He was a brea...th of fresh air - made me feel comfortable discussing a very stressful & worrisome situation - and never once made me feel guilty or ashamed about the financial mess I created for myself. Mr. Cohen provided me with all the information I needed to help me make the best decision moving forward and encouraged me to contact him for legal representation if and when I need it. I highly recommend him to anyone who feels overwhelmed and needs advice regarding their current student loan predicament.

Joshua was very easy to talk to, and he was very straight forward about if he could help me are not. I like that in him. He answered all my questions with care as if I was his only client, but what I liked about him the most, there was no judgment about my issue, he just explained how he could help.... Thank you, Sir,

Joshua was extremely helpful and unbelievably knowledgeable when I met with him to discuss my student loan situation. After reviewing & discussing my situation, he was able to provide some options for how to potentially proceed that I would have never known about. I'm already feeling better about my ...situation and the options available to me, and look forward to working with him more as I navigate my loan situation further.