Josh was a wealth of resources and didn't make me feel like I was less than for being in the financial position I am in. So much shame is tied to financial debt and it's hard to ask for help - Josh was extremely helpful and immediately alleviated a lot of my fears. It's clear he is very successful an...d has a lot of experience to back it up. I knew I was in good hands.

I had the privilege of consulting with Attorney Joshua regarding my student loan debt situation, and I must express my utmost appreciation for his expertise and professionalism. From our initial conversation, Joshua demonstrated a genuine commitment to understanding my unique circumstances, taking th...e time to thoroughly explain the intricacies of student loan law and its implications for my situation. What particularly stood out to me was Joshua's comprehensive knowledge of both federal and private student loans, as well as his deep understanding of the complexities involved in navigating student loan debt and bankruptcy. He was able to articulate various scenarios and strategies tailored to my specific needs, providing invaluable insights into potential avenues for reducing my debt burden, if not achieving a complete discharge. Furthermore, Joshua's honesty and transparency were truly commendable. He meticulously laid out the pros and cons of each option, ensuring that I had a clear understanding of the potential outcomes and implications of my decisions. His candid approach instilled confidence and trust, making the process considerably less daunting. In conclusion, I wholeheartedly recommend Attorney Joshua Cohen to anyone grappling with student loan debt-related issues. His expertise, compassion, and dedication to helping individuals like myself navigate challenging financial situations are truly commendable. If you find yourself in a similar predicament, I am confident that Joshua's guidance and support will prove invaluable in charting a path towards financial relief and peace of mind.

I was nervous and anxious about my financial situation, but Mr. Cohen gave me peace of mind. He answered all of my questions (and many more that I didn't think to ask) in a way that was clear and compassionate. By the end of the meeting, I had a plan of action and I felt completely relieved about my ...future.

I hired Josh Cohen several years ago to help me get out of default on my student loans. I had a truly astounding amount of debt, both from my undergraduate and graduate loans. No one ever goes to college or grad school planning to fail in their career and default on their loans, and I am grateful t...hat Josh is compassionate and understanding about how people can get into this predicament. In my case, a lot of trauma, domestic abuse, and complex health issues have led me to where I am. I am so glad that I found Josh, and he helped me consolidate my loans and get out of default about seven years ago. I was even able to get my mother removed from my loans as a co-signer through the consolidation. He helped me choose the best possible servicer, advised me on what kind of income based repayment plan to sign up for, and I continued to hire him every year to make sure my recertification for my IDR plan went smoothly. I decided to reach out to Josh again and had an appointment with him today. With student loan payments beginning again soon, and the fact that I've had some changes in my life, it seemed like a good idea to follow up with him. Once again, he was incredibly helpful and kind, and he gave me so much hope that sooner than I had thought possible I finally might not have this huge burden to carry. I'm so grateful that I've had the ability to hire Josh and dig out of this dark, scary hole with his compassionate help and immense knowledge about the student loan industry!