My first 30 minute consultation with Mr. Cohen was packed full of accurate and clear information. He took a look at the best options for the bad situation I foresee coming offering specific advise for dealing with both my private and federal student loans. My main concern was protecting my family a...nd Mr. Cohen answered this topic as well as all questions I had. He was very easy to understand and speak with on such a sensitive subject for myself. Overwhelmed and feeling a bleak future for my life and that of my family I now have a better understanding and a plan to move forward. I would recommend this man to anyone who has student loans regardless of the status as he is well seasoned with knowledge of all options that would best fit the situation one brings to him. Literally I have recommended him to my husband and we both hope to have another consult as soon as possible.

To be honest, I was a little skeptical when I went into my appointment, doubtful of what could be done in 30 minutes. I had gone into the appointment with a defeatists attitude after a year and a half of student loans that consumed so much of my income. Josh was able to do his thing with the numbers ...and calculations and significantly reduce my monthly payments. He was thorough in his explanations and painted a clear picture of what the process would look like in the short term and the long term. His sense of humor was much appreciated as well, I left the consultation with a new sense of hope and financial freedom. I highly recommend!