We consulted with Mr. Cohen recently regarding our spousal consolidated FFEL loan. This loan has been a source of great frustration and stress for our family over the years. After our consultation we have a clear picture of our possible options, and why other options are not possible. He was extre...mely helpful and kind, and we definitely intend on following up with him. I would absolutely recommend that anyone struggling with student loans consult with Mr. Cohen.

I scheduled a 30 minute analysis with Josh on the recommendation of two local attorneys. I had been through the wringer by a Department of Education collection agency over the previous 6 weeks, and had recently learned that despite attempts to arrange a repayment plan, my wages were about to be garni...shed. I didn't know what to expect from my consultation with Josh, but I figured I had nothing to lose. Josh put me at ease almost immediately with some fairly simple and sound advice. He asked specific questions about my case and assured me that despite my feelings of hopelessness, I did have options. He also gave me a "homework" assignment and said that he wanted to know the results. I think that for me, as an older, retired teacher, his promise of continued legal assistance and support was what I needed to hear. Josh's calm and casual affect on the phone is reassuring. He was clearly prepared for our consultation - had read the documents I sent him 2 days prior to my appointment. When all you're hearing are lies, threats, and intimidation from an agency you're trying to deal with, it's important to know that there is real help. I strongly recommend Josh for an analysis and consultation of any school loan issues you might be having. My $199.00 fee was well worth the time and preparation.