In literally 18 minutes, Joshua Cohen gave me more actionable guidance than I found myself in years of Google research. More than that, he gave me hope. In a completely nonjudgmental manner, he provided a way through the quagmire of defaulted student loans and a wage garnishment that had left me mort...ified, confused and hopeless. I now have a doable, clear plan forward. When scouring the internet for guidance, it was his reviews that helped me decide to schedule a consultation. If you are lost in the maze of student loan overwhelm, please reach out to Joshua Cohen. I'm so grateful to have found him.

During my consultation with Joshua, he addressed my concerns with the IBR application (separating my income from my spouse) and also gave good direction on how/where to direct my grievances regarding predatory practices and collection fees/interest. He also clarified what WAS legal and potentially N...OT legal in my case.

After my conversation with Mr. Cohen, I left feeling like there was hope for my specific issues. He answered all my questions in detail and was very honest about what he could do. He informed me of alternatives that I didn't even know exsisted. Furthermore, he assured me that he would be there to a...ssist at every step of my concern, I'm glad I contacted him.

My experience in consulting with Joshua Cohen was very positive. I went into the meeting with fears and strong emotions and he managed to both quick understand my perceptions and clearly explain the laws and process for resolving my situation, calming my fears and giving me a straightforward approach... for resolution.