Sometimes I worry that people will judge me harshly because I have over $150k in student loan debt and make less than $60k in salary. It was really refreshing to talk with Mr. Cohen about my student loan situation and get clear about how the loans and servicers differ from one another, as well as abo...ut my rights and options as I figure out how to navigate those loans and move forward. Not only was he extremely knowledgeable about the student loan landscape, but he was neutral about my situation and never made me feel judged or pressured. He answered my questions, listened to my comments and concerns, and gave me clear steps for moving forward in my personal situation. I thoroughly enjoyed talking with him (imagine that!) and will readily hire him if I find myself needing more hands-on legal representation.

I consulted Joshua on a student loan that I co-signed on with my Ex almost 30 yrs ago that he defaulted on. Joshua met with me and right away gave me hope and direction about what I can do to get this resolved. It will take some time but following his advice I will go forward and take the necessary ...steps to get this taken care of. Thank you, Joshua, you were very positive, very honest and direct in our consultation and got right to the "meat" of everything as well as what I can expect in the future.

I was very excited to find a lawyer that specialized in student loan issues. I have a sizeable six-figure balance and have been stressing for years about how to get it under control. Mr. Cohen is very knowledgeable and told me what my monthly repayment amount should be, that I do qualify for IDR ...and that I should be able to qualify for a home loan. Over the past decade, I've been told my student loan balance (precisely the debt-to-income ratio amount) was too high to afford a home. He explained how it should work with a mortgage company. He also explained all of the new rules that will be in place to help me lower payment and the amount of time I'll have to pay. In just 30 minutes, he's given me much relief and a lot of hope that I'll get on track with payments. HIGHLY RECOMMEND!