Mr. Cohen helped to explain a better plan of action than the choice I made which will significantly lower my payment and save me money in the long run. My questions involved accumulated interest of 50K and the best way to pay off my loans and or whether to use the Public Service Exception in which I ...am already enrolled and working in Education. He also cleared up questions about school loans and bankruptcy which put to rest questions that I have been wondering about for a very long time. Mr. Cohen is very knowledgeable and thorough. He gave me specific amounts and told me which IDR was best for me. I am relieved to have his advice!

Speaking with Joshua was the first time ever that I've gotten a true and clear idea of what's going on with and how to handle my student loans. Having taking loans for college in the 1980's has turned into a 30 year nightmare for me with conflicting and bad information being given out by everyone fr...om financial aid counselors to the lenders themselves. Joshua was clear and concise in his explanations and made sure I understood everything. I'm very happy that I hired Joshua for a 30 minute consultation.

From the first moment of our consultation, Joshua Cohen put us at ease. We were at a high level of anxiety and feeling completely overwhelmed when we decided to call Joshua. so far its the best thing we've done to help get us out from under this cloud of student debt. We look forward and putting th...is behind us with his capable guidance.