Joshua Cohen is excellent, as advertised. Well worth the $250 consult fee. If you have a Student Loan MESS/MONSTER such as I do, or even are just confused - he can clear it up. He suggested and explained options I hadn't considered, helped me under stand the limits I face too. He's a good commun...icator and listens well to your specific situation. Most of all he knows THIS legal niche' --knows it well and is perhaps THE 'answer' for you if you are confused by other attorneys who don't really know Student Loans. I wish I had called J. Cohen FIRST and 90 days ago, because I would be months ahead if I did. IF you are AT ALL insecure about handling your SL mess or default, call Joshua Cohen first.

So to start, I never even got to the consultation itself. And that's because Josh told me, based on my requests and my situation, there wasn't much that could be done. He offered to go over my loans and provide other general advice. But since my question had been answered, I declined. He then refunde...d my fee. I'm overgeneralizing a bit, but honestly I never expected to get my money back. Josh could have easily looked over my file, taken the consultation, told me the same thing in 30 seconds, and kept the fee. But he didn't! And that's what makes him a great person and worth every penny you might pay for his services. Because now you know that he'll only work with you if he thinks he can really make an impact in the areas you need him. 10/10 would recommend