Our initial conversation brought me a lot of relief. He was extremely thorough, and laid out all of the facts in a way that was easily understood. He presented worst case scenario first, and then presented more ideal scenarios following. I appreciated the bluntness, and I am now extremely hopeful goi...ng forward. I am thrilled to be working with him, and highly suggest meeting with him if you or a loved one is struggling with student loan problems.

Atty Cohen was concise, clear, and thorough. We could not navigate all the complexities of our Parent Plus loan. We also were suspect of making any changes to it or falling into a trap/scam of some sort. Atty Cohen in a half hours time, patiently explained our options. He asked our permission to ...tape the phone call. We agreed and he sent us the recording in his follow-up email...brilliant business move . We are in the process of consolidation and seemingly a very reasonable payment plan. I recommend him highly.

I contacted Josh to help with my student loan that I have been paying on for about 20 years without the amount budging. He was able to figure out how to end this nightmare using the latest laws. He was able to clearly explain everything and walk me through the steps I need to take to get the process ...started. He also offered to take care of it as well. He gave me multiple options to get the process started and completed. His assistant, Crystal, is so professional. She literally emails the info before I have time to check my email. The instructions are always very clear with the appropriate links. Given the amount of money I have paid to the lender which extends much beyond what I borrowed, the fees are more than fair and affordable. He also give you options to do the leg work yourself with their step by step instructions. This is so worth it. I cannot tell you the relief I have knowing that this will be taken care of once and for all.