Legal advice on Debt settlement

Does a settlement always have a date to pay? When I had a settlement, the defendant agreed to pay in 30 days and didn't pay for a year until they felt like it and there was nothing I could do because I already signed the agreement. If I enter into a settlement with someone who is suing me, agree to a certain amount, and continue to pay monthly in installments, can they get a lawyer to reopen or start a new case? Or is my effort to pay enough and they have to take it as it comes?

I am retired and my only income is SS. Due to medical bills I got behind on my CCard. I have been contacted by a debt collector. When I requested validation of the debt, they sent me some copies of statements and a copy of the agreement that Capital One sends out as verification. I also requested proof of assignment. The debt collector's response was there wasn't an assignment of the debt from Capital One. They stated that Capital One still owned the debt. However the debt collector wants payment of the debt written to them. I had read that if the debt collector wasn't assigned the debt then they don't have standing. Is this true? Can they sue me for the debt if it wasn't assigned to them?

My wife had a car accident and is being asked for a list of her bank and financial assets. The request looks "boiler plate" since it contains only pronouns. Questions are of the form "All the bank accounts I currently have: " . and so forth.

I have provided a small catering service for many years. I cook out of my home. I do not possess a legal license as a home catering service. I provide catering services for 2 -3 events per year, only. Can a person sue me for "breach of contract" or something if I told them I was not licensed from the start? Can I be sued if I do not get paid for the service at all? There were complaints of "stomach ailments" but no evidence of medical intervention. Should I seek legal assistance?

I resided in VA for 3 years and had a lease car with Kia Finance. I qualified for the personal property tax exemption (up to $20K) under the Civil Relief Act of 1940. Every year, I had to pay the property tax in full to Kia, apply for the exemption thru the Commissioner of the Revenue. They would then adjust the tax amount due based on the amendment and mail out a refund check to Kia Finance. Kia was supposed to either apply that refund as a monthly payment or mail that check amount to me. Well, they never did. None of the years (except for 2022, I received partial, a year late ). I noticed the amounts of the refund checks had been posted under payment history but never reflected on ANY of the statements. As per corporate, there is no principal on the car because it was a lease so those checks were not being applied to a “total balance due” or owe, nor as car payments. But I never saw them. So far, I have ended with more questions than answers and their explanations do not match the numbers. Do I have a case to proceed with legal action here? I have all my statements, payment history, letter from corporate, all only leading to money being owed to me.

I was sued by the a debt that was sold off to another collection agency. I went to court and proved my case and now they sold the debt back to the original collector after we came to an agreement

Cosigner in student loans that are not in default or anything. No liens around my home for anything. Can i still sell my home?

Both my husband and I owe monies for unsecured debt and could not pay back, he became disabled and we moved and i had no job. Its been almost 6 years since the debt incurred and they have not bothered us. In the meantime the car is paid off and has 151000 mile on it and it is not working properly. Some states junk cars without title.

A few days ago a sheriff served me with a statement of claim from capitol one for a little over $6000. This is a debt I tried to negotiate with CO (at the time I was not working and couldn't pay much). They refused me and sent to collections anyway, even though I tried to work with them. Now this attorneys office is threatening court. I owe the money. I CAN start making payments. The problem is I can't get a hold of the debt collection agency. I have called and called, left messages. I want to avoid court because I will be moving several hours away soon. Coming back up here for court, who knows when or how many times will be a huge hassle. What can I do if these people won't even return my calls? If I have to file an answer, do I let the court know I couldn't reach them and that I made an effort?

Was on a contract with several companies. but been paying late on net 30 contracts. This is for contractual unpaid wages. Not sure yet if to hire but if it comes to it then i can hire. message me