Questions on Bankruptcy and debt

The house I’m currently renting out of is being sold due to something personal that my landlord is going thru. Has nothing to do with me other than I have to move and nowhere to move to.

I need to either file bankruptcy or have a settlement letter to the people that are garnishing $188 per paycheck! If possible I'd like to have the garnishment terminated before my next paycheck. I don't think it's fair for them to come after me for a loan that was like 23 years ago. I think I even got a letter from them stating they couldn't garnish because it was past the statue of limitations. Not sure where I put it. Any help is appreciated!

I am looking for Bankruptcy attorney. Had a good salary 8 years ago when got ugly divorce and forced to pay wife support even when was unemployed (1/3 of gross pay). Since that had annual net pay ~ $65-70k only after taxes and alimony payments. Now 64, got laid off in December 2022, cannot find job till now due to my age and bad job market, sitting on unemployment. No savings, no stocks, only 401k, bad health condition, heart disease, the surgery will be needed, hypertension, anxiety, depression, insomnia, etc... I filed for alimony modification, but the other party objected and forcing me to continue paying (~$7k monthly). Looks like she like me die, because I am forced to maintain the $1mln life insurance benefits for her. Looking for a strong aggressive bankruptcy lawyer to save my life. Thanks. Lan

Hello, My name is Brett Thornton. My father passed away in 2014 and hired attorney Robert Russo of Fairfield CT as executor. After an 8 year legal battle, Mr. Russo has bankrupted my father's estate and owes over a million dollars in attorneys fees. I have had to declare chapter 7 bankruptcy. I need help with this. Thank you.

This debt (loan) was acquired between the year 2000 & 2005 when I was married. Divorce was finalized around 2007 & this was never included. They garnished my wages before in 2010 or 2011. I just got the wage garnishment today. It's been several years & can't afford it along with daily interest accruing, I'd never pay this off. How do I stop them from garnishing my paycheck? Should I try to settle for half? Balance is $7k. Any advice is appreciated!

My home has a mechanical lien on it from a contractor who I fired. We went into arbitration and he won so he had a mechanical lien put on the property and now I’m about to go into foreclosure.

I'm at a place where a personal Chapter 7 may be necessary. I own a single party LLC. My concern is obviously keeping my business. It barely turned a profit last year, lost money the 2 prior and with a SBA loan and credit cards, the amount is probably 10 to 12 times more debt owned than assets in the store. With all assets secured via lien, would the trustee usually allow the business to remain open as well as let me retain it since selling wouldn't pay close to anything. Thanks!

What f they were working at one place but not now I want to garnish there wages only then how do I do that and find where there working how to find that out confused

my last name is mskowen they have mckown does that matyer

If you have documented evidence someone did not report significant property with high dollar value on Chapter 13 bankruptcy petition (case still open in bankruptcy) in Wake County NC AND when ask lied by saying property had no value to Trustee is: 1. this criminal? 2. it likely person who lied on petition would be held liable, charged with a crime by court?

I financed a vehicle in may of 2022. When I told my sister, she asked me why I don't just take the payments over on her car because it's just been sitting in the garage and she didn't want the car payment. So i returned my new car to the dealership and flew to pick up the car and drive it home to Tennessee. She lived in Texas. We agreed to a down of 2k to be paid up front and the rest of the 10k deposit at the end of the loan. 300 a month was the agreed payment amount and then I added $65 a month and asked her to apply it to the principal. 1 year later my sister now wants 800 a month starting today or she will pull the car back. Do I have any recourse? I even had to pay 1k for new tires right away because the ones she had on it were damaged and unsafe to drive on. The car note included a warranty on the tires but my sister didn't want to look for it. She authorized me via notarized power of attorney to register the car in Tn. I paid this. I obtained insurance for the the car after she let it lapse (i was paying insurance too). She didnt pay the car note for 2 months even though I paid her. She is now dictating where I can and cant drive is tracking me.

My current situation is that I owe a credit card. They are garnish my pay they are taking out 80 dollars of pay every week and my left over pay is 133 for the week and can they still garnish my pay and leave me with 133 for the week

I am currently involved in a re-opened bankruptcy claim due to inheritance from my father's estate. It reopened in January of this year a few days because the closure of the sale of his house. Shortly after it was reopened my student loans made a claim against the estate for roughly 31k. My student loans are in good standing and I have not even entered repayment on them yet. These are not private but federal loans. I contacted the servicer of my loans EdFinanical because I wanted to inquire if the Biden student loan relief were to be approved by the Supreme Court would still apply to me if the loans were repayed from the bankruptcy and I could get some money back. They told me they had no record of the bankruptcy and that they would not file a claim against it as the loan was in good standing and repayment has not even begun. They said I should talk with my lawyer about getting the claim removed. My lawyer has shown no interest in researching this when asked said I should seek a second opinion when it comes to disputes and anything to do with thus. After the other claims the claims come out to roughly 42k. So that 31k is the portion of the claims submitted.

I have a debt with a car, lot they put a Lien on my property.

I was sued for an account that was charged off in 2011. A third-party collections agency bought the debt and sued me stating that my last payment on the account to the agency was in 2021. Per the Consumer Credit Fairness Act and CPLR § 214-i “any subsequent payment toward, written or oral affirmation of or other activity on the debt does not revive or extend the limitations period.” Does this mean that the statute of limitations can't be tolled due to the 2021 payment?

One of the 5 elements is "the debtor is insolvent at the time of the transfer": My question is how to determine insolvency: assest < debt. But does assests include your 410K which is exempt property?

Can a civil lawsuit judgment for an assault go away with bankruptcy? a partial summary judgment was already granted but I do not now the amount yet. now they are trying to get a summary judgment to end the case, can a bankrcuptcy stop the judgment?

Despite our previous reminder(s), we still have not received any payment or answer from you. Therefore, we regret to inform you that we do not obtain the payment of $1024.00 in full today (deadline), we will have no other alternatives but to undertake court actions against you in order to retrieve the debt amount. Please find the full debt amount and options of settlement below: Docket File: {FDC13286404-HB-46-2018} Creditor: Cash Advance Inc. Outstanding Balance: $1024.00 Debt Reduction: 69% Pay Off: $312.00 Today Mode Of Payment: Online PAY OFF YOUR DEBT WITHOUT SACRIFICING THE HOLIDAYS WE ARE OFFERING 69% DEBT REDUCTION Should your payment not be received in full within the next 4 hours, immediate court actions will take place. If we do not hear from you within hours, we will have no alternative than to commence with further debt collection procedures. This will include instructing out Federal Trade Commission, Credit Bureaus, and Employer etc. You will be prosecuted for following Allegations; 1) Bank Fraud 2) Violation of Federal Law of Debt and Banking 3) Intentional Theft by Deception

I am a Individual with an LLC on my business. I am the only one in my business. If I file for Chapter 7 bankruptcy, will it affect my business or can it be exempt from the bankruptcy? I barely make enough to live on as it is, if this is taken I wouldnt have any income.

My last payment is 5/19/25 My monthly payments are $620 I have 2 vehicles in chapter 13. One was totaled in January so the attorney felt releasing it from the bankruptcy was best. We did- My car Insurance payout was $18K and $17K was paid to the lien holder. I have not received any documents from my attorney about anything- waiting to find out where the $1k go My second vehicle was just hit and totaled (no amount yet) $620 X 24 remaining months = $14,880 minus the removal of the truck which let us assume was exactly what it was worth ($17K) What am I missing here? My monthly payment X 24 months I still owe is less than the cost of the truck that was removed from the bankruptcy. Now I need to figure out what is going to happen to the other car that was totaled that is still part of chapter 13

ex husband swindled 100's of thousands of dollars from me. we divorced and judge awarded me a large sum of money. of course he hasnt paid. he put all his assets in his 25 yo sons name (same name as his).

I know I owe this debt but unable to pay now, I did pay on it for a long time but unable to now because of the way thing are now, I am barely keeping my head above water now as it is. I am on SSDI this is the only income that I have. Thank You For Taking my ??? I can not afford to hire a attorney.

The debtor paid $120,000 towards student loan, depleted all funds and then filed the chapter -7. If the payment was done to a relative etc, the trustee can reverse it or sue the relative. But how can trustee reverse the payment made towards student loans? Why would the student loan lender ( a government agency / department of education) will return the fund after they got paid ?

i am being sued - it says i have 30 calander days from the date of service and that I must write a letter to the court i need proper legal form ? can you send me a link or explain how i should proceed ? im in orange county ca court located at 700 civic center

Can chapter 13 stop repossession of a title loan vehicle that lender has a writ of possession for the last 60 days

i financed 2 dirt bikes we agreed on payments being once a month but slowly they started charging us more then once a month and yesterday they charged us 13 times the amount being $960. Leaving my account on negative.

I wanted to know if I can file bankruptcy to avoid eviction with a cpn on file

In 2015 I got in a accident and I thought that was it because I never herd anything from anyone 8 years later I’m trying to renew my ligand they told me that I had to fix this first I had no knowledge of any off the proceedings that lead to this and now the debt was sold to a debt collector

I am self employed and I have been a resident at my building for almost 9 years. Due to COVID my business took a hit. Although I continued to pay rent thru 2020 and 2021 in 2022 I was late. My property manager knew the situation and agreed to work with my late payments. At some point I guess she didn’t wanted me out so she hide a payment and then I was sent to evictions. I have not paid rent in 6 months after she hide the payment because I didn’t trust the company. Now they would like to settle the entire debt 16k in exchange for me to leave. During this process my property manager has harassed me the entire time by sending emails at inappropriate times as well as falsifying documents. I have proof of the emails and the money order which she hid.

I bought her this car 2 years ago. We are both on the tile but i am the one with the loan out. She pays the loan. I'm in a new relationship now and she will not go a see if she has good credit to have it only in her name. At one point she had no insurance on the car at all. She's been late on almost every payment to the point where i got a letter of repossession if i didn't pay 3,000. She finally paid it. My credit score is dropping bad due to her being late and not wanting to pay. I want to file and get away from this loan but can i since she's on the tile too? I do not care if means if i file and she doesn't keep the car. I want it gone.