Why insurance claims adjusters give low settlement offers in St. Louis car accident claims
Claims adjusters do not take whiplash and other soft tissue injuries seriouslyIn most rear-end car accidents and t-bone car accidents, the persons in the car will experience shock to their spine. This often causes severe whiplash and other types of spine trauma, up to and including herniated discs and bulging discs. If you get treatment from a chiropractor, you can bet that the claims adjuster will not value your claim properly. Instead, you must seek treatment and diagnosis from a qualified orthopedist or neurologist.
Claims adjusters do not value pain & suffering like most jurors willEveryone out there has heard the rumor that compensation for pain & suffering should be 3X what your medical bills are. There really is no truth to that representation because ALL claims are different and there is no magical formula. You can bet that any claims adjuster will tell you that pain & suffering is only worth a few hundred or few thousand dollars over what your medical bills are. Don't fall for this trap. Contact a lawyer immediately.
Claims adjusters argue pre-existing condition on just about any personal injury claimIf you claim that your neck or back was injured in a car accident, the claims adjuster will request all of your medical records from BEFORE the crash and argue that just about any complaints now are the result of an injury that occurred prior to the crash. Even if you were injured at some point prior to the crash, you are still entitled to compensation for your claim. Contact a personal injury lawyer who specializes in car accident claims to find out how to avoid this trap.