When to Hire a Workers Comp Lawyer
When you’re hurt on the job, worker’s comp insurance should pay for your medical expenses as well as compensate you for lost wages if you are unable to work. However, despite the requirements that companies hold this insurance, many worker’s comp claims are denied.
Why You Should Talk to a Workers' Comp LawyerThe ultimate goal of a worker’s comp lawyer is to represent you to make sure you get treated fairly by your employer and insurance company and get compensated fairly for your injuries. Contact us today to learn more about how we can help.
They can handle things like gathering medical records, taking depositions, doing legal research, drafting any motions or other requests, and will represent you in any legal proceedings.
One of the biggest reasons to hire a worker’s comp lawyer is that compensation laws are complex.
You May Not Understand Workers' Comp LawChances are, you aren’t an expert in worker’s comp laws. And unless you need to be, why would you really know the ins and outs of them? The reality is that they are extremely complex, vary by state, and vary by industry.
An experienced personal injury attorney who specializes in these types of cases knows the laws, knows what an employer can and can’t do, and can help you navigate the process.
Your Employer May Deny Your ClaimThere are instances when an employer may deny your worker’s comp claim. Even though they have insurance to cover your expenses, employers don’t want too many claims, as that means their premiums will likely increase.
If your employer refuses to cooperate or denies your claim, you’ll need a lawyer to advocate for you. A worker’s comp lawyer can appeal the denial for you and negotiate with your employer and the insurance company.
The Insurance Company Will Try to SettleBusinesses and insurance companies are concerned with their bottom line. And in the case of a worker’s comp claim, they want to pay out as little money as possible. The insurance company will often try to settle with you, often offering you only a fraction of what you are entitled to.
If the settlement offer is extremely low or if your employer outright denies your claim, you may need to file a lawsuit.
You May Need to File a LawsuitIf you aren’t getting anywhere with your employer and the insurance company, your attorney may need to file a lawsuit. Many people simply give up at this point, accepting whatever the insurance company offers or just accepting the denial and moving on.
You shouldn’t give up though, and continue fighting for what is rightfully owed to you. An attorney will prepare the necessary documents to file a lawsuit and then handle the litigation process. Most worker’s comp attorneys only get paid if they win the case, so you can rest assured that they take cases that they think they can win.