When are wage-loss payments made and how are they calculated?
Wage-loss payments are made when a workers' comp doctor says that you cannot work as a result of the accident or that you have physical restrictions that your employer cannot accommodate. Everything depends on what your worker's comp doctor thinks of your injury and of your physical restrictions. How are they calculated? The insurance company looks at the last 13 weeks that you worked with the employer to take an average of what you earned during those weeks. However, there are a lot of nuances in calculating the wage loss payments that should be made to an injured worker, and I would recommend hiring a lawyer or consulting with a lawyer to determine if you're getting paid correctly by worker's comp. If they don't pay you correctly, you may be entitled to penalties and interest.