The parties reach an agreement (called a stipulation or "stip"). Usually, this is a dollar figure, but it can include medical and other provisions that either side wishes to include in its bargained-for agreement. For example, the employer will normally want a resignation from the injured employee.
The defense attorney sends a copy to the employer and the insurer. The claimant and his/her attorney (if he/she is represented) get a copy of the "stip" and will have several places to sign their names.
The stip is sent back to the defense attorney for final signatures. The stip is sent electronically to the State Board of Workers' Compensation in Atlanta via ICMS, the online repository.
Approval and Payment
The State Board approves the stip. These days, I'm seeing this occur in a day or two.
Then, the insurer (or uninsured employer) has 20 days to pay. If it does not pay within 20 days of the State Board's approval, a penalty of 20% may be added (per O.C.G.A. 34-9-15).
Most of the time, checks are sent to the claimant's attorney's office.
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