A Claim Denied Can mean Financial Hardship
If you've been in an accident, you know that damages to your car, medical bills, and time off work can all add up to being a huge financial burden. But you're depending on your insurance company to pay your bills. So what if they don't? What if they deny your claim? You could be facing a long road to justice and fair compensation.
Why Did They Deny My Claim?
There are several reasons they might have denied your claim. But you need to remember - insurance companies make more profit if they pay less toward insurance claims. This doesn't necessarily mean the adjuster is dishonest (though it wouldn't surprise me), but it does mean they are looking for any small reason to deny your claim, no matter how trivial.
What to Do Now:
Write to the insurance company and explain why you think your claim is valid. Send documentation, including medical bills, car repair invoices, or even pay stubs from checks you wrote to the insurance company - anything you feel might prove that your claim is reasonable and their denial is not. If they still refuse, you have several options:
For the last two, it can be helpful to have a personal injury attorney, but if your claim has been denied, do not despair- you have options.