What to Do When You're in an Accident
Most people are upset and shaken after being in an accident and may not be thinking clearly. Here are some tips to help you know what to do.
Don't Admit Fault, Even if You Think You Are At FaultYou should never admit fault. There may be some facts that indicate you were not legally at fault even when you think you were. if you speak to the other driver, just ask if they are all right. Let law enforcement and your insurance company decide who was at fault.
Call 911 right away if there are injuries that must be treated. These include bleeding, head injuries, nausea, vomiting.
Swap Insurance Information, Your Name, Address and Phone Number, With the Other Driver (0r Drivers)Your representatives may need to reach them before the Accident Report is completed and ready to review. Also, write down the names, addresses and phone numbers of any witnesses so you can give that information to your insurance company.
Take photos of any and all damage to both (or all) vehicles and send those to your insurance company. Contact your insurance company by phone or by filing a claim online just as soon as you are able. Your contract has a provision that requires you to do this within a specified time period.