What to do if your house has mold
Toxic MoldToxic Mold
What is Toxic Mold?
Stachybotrys chartarum, or "black mold," is the fungus associated with "toxic mold syndrome." It grows in damp places on materials that contain cellulose such as wood, carpet, cardboard, drywall and wallpaper.
What are the Risks of Being Exposed to Toxic Mold?
While there aren't standard guidelines about how much or what kind of mold is toxic, mold, especially in high concentrations, has been blamed for:
o Skin rashes
o Respiratory problems
o Lung disease
o Memory loss and brain damage (in extreme circumstances )
o Infant death
o Pet death
What to do if your house is contaminatedIt's important to contact your homeowner's insurance company, or notify your landlord's insurance company, as soon as you are aware of a potential mold problem.
The insurance company will want to send out an inspector to determine the type of mold and the source of the problem. Inspections cost at least $1,500., which should be covered by your your insurance.
What Kind of Information Do I Need?At a minimum, you should save:
o Photos taken at every step of the process, from first discovering the mold through inspection and repair, including photos of household items contaminated by the mold.
o Bills and receipts for inspections, repairs, medical expenses, household items you had to replace, relocation expenses, and any other expenses caused by the mold.
- Medical reports and records.
What about filing a lawsuit?If you or a family member has been harmed by toxic mold, you may have a negligence legal claim against:
o Your landlord or property managers
o The contractors who built your apartment or home
You May Have a Legal Right to Recover The Costs of:
o Replacing ruined items
o Finding other housing during
o Medical expenses
o Future medical expenses
o Emotional distress.
If you have any further questions please contact me.