What Property Damages Can I Claim in a Car Accident?
If you have been in a car accident, you may have had other items damaged in the crash, aside from the vehicle itself. What property damages can you claim? In this article we will discuss what damages, apart from the vehicle, you can claim in a car accident case.
Submitting proof to the insurance companyWhen making an auto accident claim you should be sure to check the contents of your car and make note of everything that was damaged as a result of the accident. If you have any receipts for any of the items in your car, gather them up and submit them to the insurance company. If you don't have receipts, look up the value of the item online and submit that instead. The more information and proof of loss that you have, the better.
What property damage can be claimed?You can claim damage done to items you were wearing at the time of the crash, such as eyeglasses or clothing. Any items that were in the glove compartment or the trunk that were damaged can be claimed. Be sure to claim any damage done to electronics in the car that are not actually part of the car, such as a GPS system or computer. You can also claim child restraints that have been damaged in the accident.
ExceptionsItems that are part of the car, such as a car radio, are included in the automobile damage claim and cannot be claimed separately.
Bottom LineIf you don't claim the damaged items to the insurance company, you will not get reimbursed. If you are in a car accident and any items in your vehicle are damaged, it is important that you gather as much proof as you can and report it to your insurance company as soon as possible.