What if I settle with the insurance company and then find out I have more injuries?
If you’ve been in an accident and suffered injuries, you likely settled a claim with an insurance company to help pay your bills. What if later you discover your injuries were more severe than you thought? Is it possible to go back to the insurance company to get more money?
The short answer is NOIn common insurance claim cases such as slip and falls or car accidents, once you've settled with a provider that is the end of your claim. When you settle with an insurance company, typically you will need to sign a release form. This form is your acknowledgment and acceptance of the monetary amount offered and prevents further claims from being made.
Insurance companies move quicklyRule number one when making a claim: insurance companies are not on your side! The adjuster's job is to minimize the payout on your claim. For this reason, insurance companies will move quickly with a small offer in the hopes that you settle with them early, before you get an attorney. Once the claim is settled, you have no legal recourse to go back and ask for more even if you have devastating injuries or expensive bills.
Protect yourself with representationThere is an easy way to avoid being left out in the cold by your insurance company: hiring an attorney. A knowledgeable personal injury lawyer will be able to thoroughly evaluate the case and point out claims and issues that you may not know or realize. An attorney will make sure that every angle of the case is being covered and that you are going to be put in the best position to not only make a claim but maximize it. Many attorneys offer free consultations and contingency agreements, which means you don't pay anything unless you win your case! Protect yourself from unforeseen consequences by speaking to your local personal injury attorney immediately after an accident.