Want to potentially destroy your Connecticut injury case? Then do this one thing!
The actions you take immediately following your Connecticut accident case can have a direct effect on how much money you are able to recover for your injuries and damages. Find out what one thing you should never do that could either destroy your case completely or greatly reduce its value!
The insurance adjuster, representing the at fault party, called and wants to get a statementAfter you have been injured in a Connecticut accident case, that has been caused by the fault of another, one of the first things that will happen is that the insurance adjuster, representing the at fault party, will contact you and will ask how you are doing. The adjuster will tell you that he or she is there to assist you in making sure that your medical bills are paid, that you are reimbursed for your lost wages, that your vehicle is repaired, and to negotiate a settlement with you so you can be compensated for your injuries and damages.
The adjuster will advise you that a recorded statement will have to be taken from you so they can determine what happened, what type of medical care and treatment you received, and what injuries and damages you have experienced. The adjuster might tell you that in order to assess your claim all of this information has to be obtained from you before processing your case. All of this seems quite logical. After all, if the adjuster is going to help you that individual needs to know about the accident, what type of medical care you received, what your injuries are, how much income you lost, where your vehicle is going to be repaired, and any and all other information so that you can get paid as quickly as possible.
So why would you not give a recorded statement to the insurance company?
The insurance adjuster wants to get a statement from you to undermine or destroy your caseThe reason the insurance adjuster wants to talk to you is to get information that might harm or completely destroy your case. If the adjuster really needs to find out what happened in the accident, then that individual can just read the police accident report. If the adjuster needs to know what type of medical care and treatment you received, then that individual could just look at your medical records. If the adjuster wants to pay your lost wages, then you could just provide that individual with information about your loss of income.
The real reason the adjuster wants to take a recorded statement is to get you to make certain admissions. For example, the adjuster might ask how fast you were going at the time of the accident and you might indicate that you are going 30 mph when in fact the speed limit was 25 mph. The adjuster might then get you to admit that you were speeding at the time of the accident. The adjuster might ask you why you did not apply your brakes to avoid the accident or why you did not turn your vehicle to the right or to the left to prevent the accident. The adjuster might indicate that you did not tell the police officer at the site of the accident that you were injured. The adjuster might get you to admit that you were not taken to the hospital from the accident site because you are not experiencing any pain. The adjuster might ask you if you lost any income or if you received sick time or vacation time so that you are not out of pocket any money.
The adjuster might ask you about prior injuries or prior accidents in an effort to indicate you that some or all of your injuries might have been pre-existing and were not caused by this accident. The adjuster might also ask you to sign a blanket authorization which they can send out to get copies of any and all of your medical records, even from many years ago, that might have absolutely nothing to do with your accident or your injuries in an effort to conduct a fishing expedition to try and indicate that your current injuries are not related to this motor vehicle accident but rather were things that preexisted this car crash.
Never talk to the insurance adjuster but instead immediately call a personal injury lawyerAn experienced Connecticut personal injury lawyer will explain your rights to you and can specifically advise you as to what you should be doing and what you should not be doing. If you first speak with the insurance adjuster, of the person that caused your accident, then you could provide that individual with information that can be used against you which can either ruin your case completely or can substantially reduce its value. Our Connecticut accident and injury lawyers have written the book on Connecticut accident cases which you can download for free by visiting www.HCWLAW.com. If you do not fully understand your rights then you could do something that unknowingly could create significant problems for you.