Uninsured Motorist Coverage – Why You Need it in Florida
Uninsured drivers create risks for themselves and for all drivers, which means purchasing the minimum amount of required coverage may not be enough. You should protect yourself with the right coverage.
Uninsured Motorist Coverage – Why You Need it in FloridaUninsured Motorist Coverage – Why You Need it in Florida
Did you know that 24% of Florida drivers are uninsured, and at least another 25% are significantly underinsured? Would you be surprised to learn that Florida does not require bodily injury insurance?
Uninsured drivers create risks for themselves and for all drivers, which means purchasing the minimum amount of required coverage may not be enough. If you have uninsured/underinsured motorist coverage, your medical expenses and lost wages will be paid for after the limits of a minimal policy are paid out.
Uninsured motorist coverage will cover you and your family members if you are hit by a drunk, distracted or just plain careless driver. It will pay for the injury caused by someone else. Your uninsured motorist coverage covers the following expenses: medical expenses and lost wages not fully paid by your no fault coverage, future medical expense and future wage losses, and non-economic damages including disability, pain and suffering, and the loss of ability to enjoy life. Protect yourself and your family. Buy as much uninsured motorist coverage as you can afford. It should be considered one of the most important pieces of your self-protection insurance package.
Other CoveragesFlorida also provides mandatory No Fault (also called Personal Injury Protection PIP) coverage, Bodily Injury and Medpay coverage that may apply to personal injury claims. Each covers a different kind of claim and should be fully understood before making a decision to buy insurance for your vehicle. At the end of the day, the most protection you can have for yourself and your family is to buy uninsured/underinsured motorist coverage.
We would be happy to discuss the types of coverage or answer any other questions about Florida