It is a common tactic for many insurance companies to stall your claim in hopes you will give up. Be proactive and contact the claims adjuster assigned to you case regularly. The more time the adjuster must spend on you claim the more motivated they will be to get rid of your case. Remember, adjusters sometimes have hundreds of claims and time management is important to maintain.
Provide requested documentation to the claims adjuster.
Often times the adjuster is required to gather specific documentation before he or she can make a settlement offer. Of course you will need to use your best judgment here as providing documentation that could hurt your case will be a bad move. An injury attorney normally deciphers what is acceptable to give to the insurance company.
Be courteous to the adjuster.
As the old saying goes, 'You can catch more flies with honey than with vinegar.' In other words, a combative tone will not help you secure a big settlement. Perseverance will. Be persistent and let the adjuster you are not backing down. Do this in a positive and courteous manner.
Document Document Document.
Document all of the information related to your case and keep a journal of the events. Save all receipts for expenses and any reports, eye witness statements, medical records, billing records, etc. You get the idea. Keep and be ready to furnish your documents to the adjuster when necessary.
Get Legal advice from an experienced injury lawyer in your state.
No, this is not an advertisement where i tell you that if you don't call me ASAP you will lose everything. The simple fact is that a lawyer in your state with personal injury experience can help you avoid the pitfalls of settling your claim. Timelines, court filing requirements, proper service, defense motions, and jurisdiction issues could all prevent you from getting a settlement. Don't take these issues lightly as they can "kill the deal."
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